Grants & Bonds Estimator
See what small contributions can turn into with government matching.
Your Information
Age: 26
Income affects the matching rate and bond eligibility.
/month
= $1,500/yearEstimated Annual Incentives
Grants (CDSG)
$3,500
Bonds (CDSB)
$0 - $1,000
Total Annual Potential
$3,500 - $4,500
On a $1,500 contribution
That's up to 300% return in government matching alone — before any investment growth!
Tip: $1,500/year ($125/month) often captures the maximum annual grant for lower/middle income families.
Important Notes
You may have unused grants/bonds from prior years (carry-forward up to 10 years). A review can reveal the full potential.
Withdrawals can trigger repayment of grants/bonds received in the last 10 years (Assistance Holdback Amount).
Want to know your exact entitlements?
A personalized review can reveal catch-up opportunities and optimize your strategy.
Estimates only. Actual amounts depend on eligibility, income verification, and timing. This is not financial advice. Please consult a qualified professional.